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Suffering a work-related injury is one of the most challenging obstacles any of us can face. Not only is it incredibly challenging to deal with the physical and mental agony of the injury itself, but there is often another layer of added frustration when it comes to figuring out workers’ compensation.
Workers’ compensation provides invaluable benefits to injured employees, though it is often incredibly difficult to procure, even if there is ample evidence that your injury happened at work or as a result of the work that you have done over the years. An attorney is a crucial part of the workers’ compensation puzzle, and can help you receive the benefits you deserve in a timely fashion. If you are having difficulties with your employer coming to terms regarding your benefits, or you were just recently injured and have not yet filed a claim, contact the experienced Cumming workers’ compensation attorneys of Spillers Law Firm today for immediate assistance.
"Just wanted to say thank you for all the work you did for me. I would have been lost without your help. I will send all of my friends and relatives to you."M.S.
"I highly recommend Charles, he represented me for my personal injury claim and got excellent results. The insurer offered only $6000.00, he tried my case and got a jury verdict of $327,000.00."L.T.
Workers’ compensation covers your medical bills, your travel to and from your doctor, and part of your paycheck while you take time off to heal. Workers’ compensation pays two-thirds of your average weekly wages, calculated in the 13 weeks prior to the accident. Under the current statute, the maximum weekly amount that you can receive is $575.00.
At the point of maximum medical improvement your doctor should issue a permanent partial impairments rating which is due at termination of weekly lost wage benefits. In addition to medical benefits, which cover the full cost of all your medical treatment related to your work injury, there are five other types of benefits of workers’ compensation, depending on the specific accident:
A temporary partial disability is the least serious of injury types. It will force you to take some time to reduce your workload, and you will not be able to accomplish all of your normal duties for the immediate future, but you will be able to make a full recovery. A temporary total disability is an injury that forces you to take time off work to heal. This injury means that you cannot do any work in the immediate future, though you are expected to make a full recovery. A permanent partial disability is an injury that causes a disability that will last you more than a year. In this case, you can do some of your normal duties, but not all. A permanent total disability will make doing any work impossible. The disability is permanent, meaning that it will last more than a year. Death benefits are paid to the family members who depended on the deceased employee.
It is imperative that you contact an attorney to discuss which type of benefit you will most likely be eligible for and how to file your claim. Nothing is set in stone; if you originally file for and receive total temporary disability benefits and learn that you cannot return to work because the disability is permanent, we will help you procure the correct workers’ compensation afterwards.
While workers’ compensation is a benefit that you can start using immediately to pay for your medical costs, mortgage, grocery bills, and other general living expenses that your working wages would normally cover, there are limitations to workers’ compensation. Unlike a civil personal injury lawsuit, workers’ compensation does not compensate you for pain and suffering, which is often the largest portion of a personal injury tort. And, you can only sue your employer in very rare cases, such as if they did something to intentionally cause you harm. Workers’ compensation was created to limit employees’ rights of being able to sue their employer, while also giving employees some protection in terms of medical coverage and partially covered lost wages. Additionally, another limit to workers’ compensation is that of time. The sooner you report your injury to your employer, the better. You have a maximum of 30 days to report the injury, or you may lose your right to benefits, according to the State Board of Workers’ Compensation.
There were 78,400 private industry non-fatal workplace injuries in 2014, according to the Bureau of Labor Statistics. The most frequent injuries suffered by Georgia workers are transportation collisions, overexertion, slips, trips, and falls, being caught in between an object, being struck by an object, electrocution, and illnesses caused by toxic substances. However, of the more serious injuries, transportation accidents are the most frequent. Just as with going to and from work, being out on the road is the most dangerous time while clocked in. Employees who drive for long lengths of time on the job, commercial delivery drivers, road construction crews, and other people who work closely to roads, such as corporate landscapers, are at most risk of transportation accidents.
Common injuries include:
There were 148 fatal Georgia workplace injuries in 2015, according to the Bureau of Labor Statistics. The most common cause of fatal injury, just as with nonfatal injuries, is transportation collisions. Second is violence from humans or animals, and third is slips, trips, and falls. The most dangerous jobs are always manual labor positions, with fishing, logging, and roofing being among the most dangerous non-military occupations.